Local Financial Experts Urge Diligence After Target Credit Card Theft

By Katie Wiedemann, Reporter

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By Katie Wiedemann

DUBUQUE, Iowa - Shoppers said credit card fraud is not what they want to worrying about in the final days before Christmas. Experts said consumers should worrying about that everyday.

Anna Miller has four kids and owns her own business, so she says Target is like a second home. "Oh yeah, I'm at Target probably once per week, at least," Miller said.

She's one of the 40 million people who used a credit or debit card at a Target Store between November 27th and December 15th. "It makes me nervous. I use a business credit card and a personal credit card at Target. So I am definitely going to double check all my statements," said Miller.

That's exactly what financial experts say customers should do.

Dupaco Community Credit Union's Dave Klavitter said, "It doesn't matter if they use the card once or 20 times. Always check your financial statements. Check your online banking. Set up e-notifiers if you notice anything that is goofy. "

Directors at Dupaco say credit card fraud happens every single day. But usually on a much smaller scale. "These are always constant reminders that we need to be diligent with our information in an increasing data driven world, " said Klavitter.

Experts say if you've checked your bank account and all looks good, check again tomorrow. And the next day. They say because the thieves have so many credit card numbers, it may take a few days, weeks or even months to show up on your account.

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